Frequently Asked Questions
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20-21 Plan Year

Cost

USC Satellite Voluntary Campuses

USC Aiken, USC Beaufort, USC Upstate, USC Lancaster, USC Salkehatchie, USC Sumter, and USC Union.

USC Columbia

Installment Plan Option

Want to enroll, please click here

Enrollment

We're becoming more environmentally friendly by going paperless this year! All enrollment will now be online, allowing you to enroll with more convenience and ease.

If you and/or a dependent is over 65 and needing to enroll in the Student Health Insurance Plan, please email us directly at medicareeligible@ahpcare.com.

Online Enrollment

Students with a Qualifying Life Event

Am I Eligible for a Qualifying Event?

Additional Resources

Online Enrollment Guide

USC Columbia Waivers

Waiver Periods

Fall - 06/01/2021 - 09/10/2021

Undergraduate and graduate students at USC Columbia enrolled in 6 or more credit hours, graduate students with graduate assistantships, students in the School of Medicine enrolled in 1 or more hours, and international students will be required to show proof of health insurance as a condition of enrollment. Students must either enroll in the Student Health Insurance Plan or waive the plan by showing proof of their own health insurance.

Students enrolled at the University of South Carolina that wish to opt-out of the Student Health Insurance Plan (SHIP) must submit alternate coverage information through the Academic HealthPlans Waiver System. In order to be approved for a waiver, your alternate health coverage must meet the requirements listed below and be submitted with proof documentation prior to the September 10, 2021 deadline.

Please review these prior to submitting your waiver request.

Domestic Students must be enrolled in a health plan that is compliant with the Affordable Care Act (ACA):

  1. Provide the Essential Minimum Benefits required by the PPACA with no annual limits. A list of the benefits can be found here: https://www.healthcare.gov/glossary/essential-health-benefits/ .
  2. Contain no exclusions (or waiting periods) for pre-existing conditions.
  3. Covers 100% of Preventive Care as defined by the PPACA. A list of these preventive services can be found here: https://www.healthcare.gov/coverage/preventive-care-benefits/.

**Special Note:  Students submitting Medicaid plans, please include a recently dated coverage letter with your waiver request.**

NOTE: The following plan(s) will NOT be acceptable for waiver approval:

  • Short-term coverage plans are not accepted.
  • Financial Assistance plans are not accepted.
  • Travel plans or plans that require you to pay for treatment yourself and then apply for reimbursement are not accepted

Click Here to Enroll or Waive the Student Health Insurance Plan


International Students must be enrolled in a health plan that meets the following minimum requirements:

  1. Medical coverage must have an unlimited maximum benefit per policy year per covered person.
  2. Contains no exclusions (or waiting periods) for pre-existing conditions.
  3. And provide the following coverage benefits:
  • Ambulatory (i.e. Outpatient) patient services
  • Emergency Services
  • Hospitalization
  • Maternity and newborn care
  • Mental health and substance use disorder services
  • Prescriptions drugs
  • Rehabilitative and habilitative services and devices
  • Laboratory services
  • Chronic disease management
  1. Out-of-pocket expenses must not exceed $6,350 (individual) and $12,000 (family).
  2. Plan must provide coverage in the South Carolina area.
  3. Repatriation expenses in the amount of no less than $25,000.
  4. Expenses associated with the medical evacuation of the insured to the insured’s home country of no less than $50,000.

If the health plan does not include medical evacuation and repatriation, a rider must be purchased providing coverage at equal limits.

 NOTE: The following plan(s) will NOT be acceptable for waiver approval:

  • Short-term coverage plans are not accepted.
  • Financial Assistance plans are not accepted.
  • Travel plans or plans that require you to pay for treatment yourself and then apply for reimbursement are not accepted.

 Click Here to Enroll or Waive the Student Health Insurance Plan

Find a Pharmacy

The Student Health Center is an In Network Pharmacy Provider.

Student Health Services

1409 Devine St.

Columbia, SC 29208

803-777-3175

 

 

Find an In Network Pharmacy outside of the Student Health Services, click here.

Find a Doctor

The Student Health Center is an In Network Medical Provider.

Student Health Services

1409 Devine St.

Columbia, SC 29208

803-777-3175

 

 

Find a Preferred Blue PPO Medical Provider outside of the Student Health Services, click here.

COVID-19 Resources

Continuation

Am I Eligible for Continuation Insurance?

Continuation of Coverage is only available to Insured Students and covered Dependents who have graduated or are no longer eligible for coverage under the University of South Carolina Student Health Insurance Plan. Covered students must have been insured for at least the previous semester before coverage terminated under the Prior and/or Current Plan.